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Saving for retirementHow the pension plan worksJoiningTransferring in or out

Starting out

Joining is easy – fill in a form and return it to HR.

You can join the pension plan if:

  • You are an office worker

  • You are on a permanent contract.

How to join

Complete a Joining Form and return it to your HR department.

What if you do not want to be a member?

If you do not want to build up savings in the Pension Plan, you can opt out at any time.

Think carefully before you opt out as it means you will miss out on contributions from IMI.

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