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Saving for retirementHow the pension plan worksJoiningTransferring in or out

Starting out

It might still be a long way off, but you will need money to live on when you stop working.

What is a pension plan?

A pension plan allows you to build up savings for your future. It will give you an income when you retire. Both you and your employer can pay money into your account in the plan and the money is invested to help it grow. You can take your savings from age 60 – either as one full payment, or in regular payments – without paying tax.

Why pay into a pension plan?

Saving into a pension plan gives you the security of knowing you will not need to survive on the State pension alone.

Why save in the IMI Pension Plan?

The IMI Pension Plan is a way to save for your future, which gives you an income when you retire - whether as one full payment, or in regular payments.

The IMI Pension Plan is an optional scheme, which gives you an income in addition to your IMSS State pension. It is a hybrid scheme, made up of a basic benefit and a defined contribution scheme. In a defined contribution scheme, you and your employer pay into a pot of money each month and you pay in too. Your money is invested to help it to grow.

Security for your loved ones

The IMI Pension Plan is not just about saving for retirement. You also have the added bonus of knowing that your family will have some security if the worst should happen to you. Let us know who you would like to receive your benefits on a Nomination Form. You can also update this if things change.

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