Calculadora de pequeños cambios grandes ahorros

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Ahorros totales

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Basado en la inversión de esta cantidad mensual en un fondo moderado y asumiendo un crecimiento del [INVESTMENT_RETURN]% durante un período de [YEARS_TO_RETIREMENT] años.

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Assumptions

Contributions

Savings are assumed to be added as regular, after-tax monthly contributions into a savings account.

Any contribution limits relating to a specific savings account are ignored. The calculator assumes all contributions can be saved without additional tax or fees.

Investment returns

Investment returns are assumed to be consistent for the duration of the savings period.

Items

The costs of the everyday items are estimates and do not necessarily represent the exact cost to you if you were to give up the item, at the specified frequency, as represented in the calculator.

The cost of each everyday item shown in the calculator is assumed to remain the same for the duration of the savings period. The effects of inflation on the cost of the item are ignored meaning the increase in savings is shown in today’s terms.

Retirement age

When calculating how much extra you could save, it is assumed you choose to retire at the RSP Normal Retirement Age of 65.

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